Having a good insurance policy from EasTex Insurance Associates Inc. is important, especially when you're talking about renters insurance. In fact, you're generally required to have renters insurance when you rent a home or apartment. Here's why this coverage is so crucial.
One of the most important things a good Texas renters insurance policy does for you protects your personal belongings. You're in a bit of a tricky position when you're renting a home or apartment since you don't actually own the building itself. Because of this, many renters don't think they need an insurance policy, but it couldn't be more important.
When you purchase a renters insurance policy, you will have your choice of personal property coverage based on how much you estimate your personal property to be worth. Make sure you take special care when you're estimating the worth of your personal property; you don't want to leave anything major out and get shorted when you file a claim.
When you rent a Texas home or apartment, you're going to have to deal with your landlord a bit. In some cases, your landlord will even be the one who comes to fix a few small things around the house. Whether it's your landlord doing maintenance or a maintenance worker, having renters insurance is a good way to protect the landlord-tenant relationship. Since you have personal property coverage, you don't have to panic if something is stolen out of your apartment. Any theft or damage to your personal property is likely to be covered under your insurance policy, which means your landlord doesn't have to worry about taking the blame and reimbursing you for something a maintenance worker may or may not have done.
If you're currently renting or will be soon, you need to call EasTex Insurance Associates Inc. to get a good renters insurance policy.