Reasons why you may need more liability insurance on your home

Liability insurance is the coverage that protects your future. It protects you from legal action that may be taken against you for an injury at your home or done by a member of your family, even a man’s best friend. At EasTex Insurance in Tyler, TX, we have been bringing our insurance expertise to the residents of Eastern Texas for more than 40 years. As independent insurance agents, we can bring more choices and personalized service to our customers. 

You have a dog

Dogs may be man’s best friend, but they are also a liability. Some dogs are so dangerous that your home insurance won’t cover them. If your dog bites someone or decides to dig up their prize roses, you may need to have extra liability coverage to pay for the damages. 

You have a trampoline.

Trampolines are very popular and can entertain kids for hours. They can also result in serious injuries. Ensure you have all the safety features in place and keep a close eye on the kids when they have friends to use it. 

You have a swimming pool.

Swimming pools are a great addition to your home, but they bring considerable risk. Make sure that you are following all the fencing requirements in your community. You are liable for any injuries, even if the person injured is trespassing on your property. 

You entertain a lot

The more people you have at your home, the more vulnerable you are to being sued. Ensure you maintain your exterior decks and have handrails to discourage falls. Nobody likes to think their friends or neighbors will sue them, but unfortunately, they will. 

Contact EasTex Insurance in Tyler, TX to discuss your home insurance liability needs and answer any questions you may have.