auto

Heavy winter rain is common in Tyler, TX, and when the streets flood, even the most careful drivers can find themselves in trouble. Water damage is one of the most misunderstood aspects of auto insurance, as many drivers are unaware of what their policy does and doesn’t cover. That’s why at EasTex Insurance, we help local drivers navigate their coverage options before it’s too late.

When Water Meets Wheels

Here are the facts: Your standard liability coverage only pays for damage you cause to others. It won’t help you if floodwater destroys your own vehicle. To protect your car from water damage, you’ll need comprehensive coverage as part of your auto insurance package. This covers incidents like:

Flooding from heavy rain or rising river waters
Storm debris or fallen branches that damage your car
Theft or vandalism during severe weather

It’s important to know that without comprehensive coverage, the costs of repairs or even a total replacement are squarely on you.

Protecting Yourself Before the Storm

When the storm hits, it’s too late. It’s that simple. But drivers in Tyler, TX, can reduce their risks with a few smart steps:

Park on higher ground during storms or when storms are expected.
Avoid driving through standing water, especially when it looks shallow but you don’t know the area.
Review your auto insurance policy with EasTex Insurance to make sure you’re covered for weather-related losses.

Stay Road-Ready, Rain or Shine

Winter storms can happen unexpectedly. Flooded roads suddenly appear, and you don’t have the financial resources to face the aftermath. That’s why the team at EasTex Insurance, serving Tyler, TX, will help you understand all of your options and make sure your auto insurance protects you when you need it the most.