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When Flooded Roads in Tyler Turn Into Auto Claims: What Your Policy May Miss

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Heavy winter rain is common in Tyler, TX, and when the streets flood, even the most careful drivers can find themselves in trouble. Water damage is one of the most misunderstood aspects of auto insurance, as many drivers are unaware of what their policy does and doesn’t cover. That’s why at EasTex Insurance, we help local drivers navigate their coverage options before it’s too late.

When Water Meets Wheels

Here are the facts: Your standard liability coverage only pays for damage you cause to others. It won’t help you if floodwater destroys your own vehicle. To protect your car from water damage, you’ll need comprehensive coverage as part of your auto insurance package. This covers incidents like:

  • Flooding from heavy rain or rising river waters
  • Storm debris or fallen branches that damage your car
  • Theft or vandalism during severe weather 

It’s important to know that without comprehensive coverage, the costs of repairs or even a total replacement are squarely on you.

Protecting Yourself Before the Storm

When the storm hits, it’s too late. It’s that simple. But drivers in Tyler, TX, can reduce their risks with a few smart steps:

  • Park on higher ground during storms or when storms are expected.
  • Avoid driving through standing water, especially when it looks shallow but you don’t know the area.
  • Review your auto insurance policy with EasTex Insurance to make sure you’re covered for weather-related losses.

Stay Road-Ready, Rain or Shine

Winter storms can happen unexpectedly. Flooded roads suddenly appear, and you don’t have the financial resources to face the aftermath. That’s why the team at EasTex Insurance, serving Tyler, TX, will help you understand all of your options and make sure your auto insurance protects you when you need it the most.

Contact us to review your policy before the next storm rolls in.

How To Claim Life Insurance Benefits

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Knowing how to handle the claims part of life insurance can relieve a little bit of the stress caused by the passing of someone you cherished in life. The process isn’t complicated, but it does involve a few important steps that families should be ready for. EasTex Insurance serves the residents of Tyler, TX, and the surrounding areas. Here are some helpful tips from your insurance rep to help you get through this part after the passing of a loved one.

Finding the Policy

Ideally, the person who passed away has told you where the life insurance policy is. But if not, you might look through the digital and hard copies of their important papers. It might be stored with their attorney or a trusted family member. Getting your hands on the policy is a good starting point.

Getting the Necessary Paperwork

The insurance company may ask for a copy of the death certificate. It sounds morbid, but it’s a necessary step. You can acquire this from the hospital, morgue, or other involved family members.

Submitting the Claim

Your insurance representative at EasTex Insurance serving Tyler, TX, will be able to give you a hand with this part. Once the claim’s been officially submitted, you can expect a waiting period of anywhere from a few weeks to a few months. If the cause of death was straightforward or imminent due to disease, it may be on the shorter end. If there are questions or complications, then it will be longer.

However it pans out, it’s nice to know that your loved one was thinking of you as you are thinking of them now. If you have any questions about filing the claim or how it will be paid out, contact us.

How to Protect Your Home from Twisters and Natural Disasters

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East Texas is situated in one of the most tornado-prone regions in the United States. With advice from the experts at EasTex Insurance, you can safeguard your home from twisters and natural disasters.

Shielding Your Home from Twisters and Natural Disasters

The National Weather Service reports that Tyler, TX, is located in a region of the country known as "Dixie Alley," which is more prone to tornadoes than other parts of the US. With storm power, duration, and intensity increasing, local homeowners need to have a sound plan in place to prevent financial devastation in the event of a disaster.

Damaging storms can cause roof damage, shattered windows, interior flooding, and, in severe cases, complete structural loss. Investing in a comprehensive home insurance policy can help local homeowners offset the costs of repair, replacement, and relocation after a storm.

Home Insurance Can Aid in Recovery from Severe Storms

While each homeowner’s insurance policy has its own specific provisions, a standard homeowner’s policy typically includes coverage for wind damage, interior damage from flying debris, and water damage to the interior and exterior of your home.

The best way to ensure your home and valuables are completely protected is to contact a trusted local homeowners’ insurance agent to review your existing policy.

A licensed local agent can answer important questions about your policy and ensure you have adequate coverage to protect your financial interests from a myriad of weather-related perils.

Homeowners Insurance Quote – Tyler, TX

Please don’t wait until it’s too late and the next round of damaging storms blows through. Contact a trusted local insurance agent at EasTex Insurance in Tyler, TX, and get a comprehensive homeowners insurance quote to protect your home and family today!