insurance

When Flooded Roads in Tyler Turn Into Auto Claims: What Your Policy May Miss

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Heavy winter rain is common in Tyler, TX, and when the streets flood, even the most careful drivers can find themselves in trouble. Water damage is one of the most misunderstood aspects of auto insurance, as many drivers are unaware of what their policy does and doesn’t cover. That’s why at EasTex Insurance, we help local drivers navigate their coverage options before it’s too late.

When Water Meets Wheels

Here are the facts: Your standard liability coverage only pays for damage you cause to others. It won’t help you if floodwater destroys your own vehicle. To protect your car from water damage, you’ll need comprehensive coverage as part of your auto insurance package. This covers incidents like:

  • Flooding from heavy rain or rising river waters
  • Storm debris or fallen branches that damage your car
  • Theft or vandalism during severe weather 

It’s important to know that without comprehensive coverage, the costs of repairs or even a total replacement are squarely on you.

Protecting Yourself Before the Storm

When the storm hits, it’s too late. It’s that simple. But drivers in Tyler, TX, can reduce their risks with a few smart steps:

  • Park on higher ground during storms or when storms are expected.
  • Avoid driving through standing water, especially when it looks shallow but you don’t know the area.
  • Review your auto insurance policy with EasTex Insurance to make sure you’re covered for weather-related losses.

Stay Road-Ready, Rain or Shine

Winter storms can happen unexpectedly. Flooded roads suddenly appear, and you don’t have the financial resources to face the aftermath. That’s why the team at EasTex Insurance, serving Tyler, TX, will help you understand all of your options and make sure your auto insurance protects you when you need it the most.

Contact us to review your policy before the next storm rolls in.

How To Claim Life Insurance Benefits

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Knowing how to handle the claims part of life insurance can relieve a little bit of the stress caused by the passing of someone you cherished in life. The process isn’t complicated, but it does involve a few important steps that families should be ready for. EasTex Insurance serves the residents of Tyler, TX, and the surrounding areas. Here are some helpful tips from your insurance rep to help you get through this part after the passing of a loved one.

Finding the Policy

Ideally, the person who passed away has told you where the life insurance policy is. But if not, you might look through the digital and hard copies of their important papers. It might be stored with their attorney or a trusted family member. Getting your hands on the policy is a good starting point.

Getting the Necessary Paperwork

The insurance company may ask for a copy of the death certificate. It sounds morbid, but it’s a necessary step. You can acquire this from the hospital, morgue, or other involved family members.

Submitting the Claim

Your insurance representative at EasTex Insurance serving Tyler, TX, will be able to give you a hand with this part. Once the claim’s been officially submitted, you can expect a waiting period of anywhere from a few weeks to a few months. If the cause of death was straightforward or imminent due to disease, it may be on the shorter end. If there are questions or complications, then it will be longer.

However it pans out, it’s nice to know that your loved one was thinking of you as you are thinking of them now. If you have any questions about filing the claim or how it will be paid out, contact us.

Storm Preparedness: Is Your Home Ready?

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Texas homeowners know that storms can strike with little warning. From severe thunderstorms and tornadoes to hurricanes along the Gulf Coast, extreme weather poses significant risks to your property. Preparing your home in advance can help reduce damage and protect your family’s safety.

Steps to Protect Your Property

Start with your home’s exterior. Inspect your roof for loose shingles, clean gutters to prevent flooding, and secure outdoor furniture that could become hazardous in high winds. Reinforce windows with storm shutters or impact-resistant glass, especially if you live in hurricane-prone areas. Inside the home, consider using surge protectors to safeguard electronics from lightning strikes.

Emergency Supplies and Family Planning

Every household should keep an emergency kit stocked with water, non-perishable food, flashlights, batteries, and a first-aid kit. Develop a family communication plan so that everyone knows where to meet or how to check in if they become separated during a storm. Storing important documents, including your insurance policy, in a waterproof container or digitally backing them up is also essential.

Review Your Insurance Coverage

Storm preparedness isn’t just about physical safety; it’s also about financial protection. Standard homeowner’s insurance typically covers wind and hail damage, but flood insurance is a separate policy that many Texas homeowners need. Review your coverage with your insurance provider to ensure your policy matches the risks in your region.

Comprehensive Protection Through Preparation

Preparing for Texas storms takes effort, but the investment pays off when bad weather hits. By safeguarding your home and reviewing your insurance coverage, you’ll be better equipped to handle the unexpected and recover more quickly.

Visit EasTex Insurance, Proudly Serving Tyler, TX

At EasTex Insurance, our team is here to help you protect your home, no matter what Texas weather throws at you. Contact us today to learn more about your options.

What Tyler Collectors Should Know About Storing Classic Cars Safely

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Summers in Tyler arrive like they own the place. The heat presses down until the paint starts to haze. The air hangs thick enough to seep into seams and carpet padding. Chrome begins to freckle, rubber stiffens, and seals lose their flexibility. When you’ve adjusted, a cold snap comes out of nowhere, and the battery decides it’s had enough. Storing a classic car here isn’t as simple as “put it away and cover it.” It’s a chess game against temperature, moisture, dust, light, and time itself. Miss a move, and the car wins.

What Insurers See (and What They Don’t Forget)

A roof drip that leaves a watermark on the seat? An open garage on a stormy night? Insurers remember those details. They ask if the car was locked, covered, and protected. Did someone check on it, or was it left alone for months? At EasTex Insurance, serving Tyler, TX, we teach collectors to think like adjusters—photos on day one, seasonal logs, and proof that you did your part. The better your documentation, the stronger your position if the unexpected happens.

Building a Space That Works as Hard as You Do

Climate control is ideal, but if you don’t have it, fight moisture with a hygrometer and desiccant packs. Use a breathable cover—not plastic. Keep tires inflated and move the car occasionally. Use a battery tender on a safe circuit, stabilize the fuel before storage, and prevent rodents from chewing irreplaceable parts. Small, steady habits protect your car—and your claim.

Wondering if your coverage truly fits your setup? Bring it in. We’ll walk through it together. Call EasTex Insurance in Tyler, TX, and let’s ensure your car is ready to rest easy, survive the season, and hit the road without a hitch.