Knowing how to handle the claims part of life insurance can relieve a little bit of the stress caused by the passing of someone you cherished in life. The process isn’t complicated, but it does involve a few important steps that families should be ready for. EasTex Insurance serves the residents of Tyler, TX, and the surrounding areas. Here are some helpful tips from your insurance rep to help you get through this part after the passing of a loved one.
Finding the Policy
Ideally, the person who passed away has told you where the life insurance policy is. But if not, you might look through the digital and hard copies of their important papers. It might be stored with their attorney or a trusted family member. Getting your hands on the policy is a good starting point.
Getting the Necessary Paperwork
The insurance company may ask for a copy of the death certificate. It sounds morbid, but it’s a necessary step. You can acquire this from the hospital, morgue, or other involved family members.
Submitting the Claim
Your insurance representative at EasTex Insurance serving Tyler, TX, will be able to give you a hand with this part. Once the claim’s been officially submitted, you can expect a waiting period of anywhere from a few weeks to a few months. If the cause of death was straightforward or imminent due to disease, it may be on the shorter end. If there are questions or complications, then it will be longer.
However it pans out, it’s nice to know that your loved one was thinking of you as you are thinking of them now. If you have any questions about filing the claim or how it will be paid out, contact us.
