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Residents of Tyler, TX may be wondering how often they should have their auto insurance policy re-evaluated. At EasTex Insurance, the agents can go over your policy with you to determine whether any changes need to be made. In most cases, having your policy reviewed every couple of years is satisfactory enough to ensure you have the right amount of coverage in place at all times.

Changes to Your Policy

Any time you make a change to your policy, such as adding a new driver or bundling your policy with your homeowner’s insurance, it’s important that you give your policy a good once over to determine you have all of the coverage you need. Depending on your circumstances, you may have more coverage than necessary.

Paid Your Car Off

If you have paid off your vehicle, you may not be required to carry comprehensive insurance anymore. If that’s the case, you may be able to drop your policy down to collision or PL/PD. While most people choose to retain their collision coverage, PL/PD is an option if you have an older vehicle.

Add or Remove A Vehicle

Adding a new vehicle to your policy or removing one when a child assumes their own coverage is also a good time for a re-evaluation of your policy.

At EasTex Insurance, residents of Tyler, TX, can rely on the agents to answer their questions and give them honest answers about their insurance needs. If you have experienced changes that involve buying a new or used vehicle or having a child move out on their own, you need to schedule an appointment to have your auto insurance policy reviewed. Call today and talk to a reputable agent!

While buying and moving into a new home is a big undertaking, have the right amount of home insurance in place can give you peace of mind. While homeowners rely on home insurance policies to protect in the event of a fire or severe weather damage, the policy provides significantly more coverage than that. When are looking for a policy, come into EasTex Insurance and talk with our agents. They can help you with the policy that you need to financially protect your new home in the Tyler, TX area.

As you talk about your new policy, you’ll discover that it does cover damages from a fire or a storm but it goes beyond that. The home insurance policy will protect of the personal items, including furniture that is in the home. It also provides coverage for items that are harmed or even stolen when you are away from home. For instance, if you or your child is studying at the local library and your laptop is stolen or damaged, the home insurance policy will provide funds to repair or replace it. Policies also include liability protection that goes into effect if someone is injured on the property and claims that you were negligent.

Home insurance protection also extends to any outbuildings or structures on the property. This can include patios, gazebos and work sheds. While home insurance policies provide a lot of financial protection for homeowners, they do not cover everything. If the home is in a flood-prone area or the risk is even moderate, additional flood insurance will be needed. Home insurance policies do not cover flood events.

At EasTex Insurance, we diligently work to ensure that our clients in the Tyler, TX area have the home insurance coverage they need. Visit online then come into the offices to get the answers and the coverage you need.