Home Insurance Protects More Than Your Home

While buying and moving into a new home is a big undertaking, have the right amount of home insurance in place can give you peace of mind.  While homeowners rely on home insurance policies to protect in the event of a fire or severe weather damage, the policy provides significantly more coverage than that.  When are looking for a policy, come into EasTex Insurance and talk with our agents.  They can help you with the policy that you need to financially protect your new home in the Tyler, TX area.

As you talk about your new policy, you’ll discover that it does cover damages from a fire or a storm but it goes beyond that.  The home insurance policy will protect of the personal items, including furniture that is in the home.  It also provides coverage for items that are harmed or even stolen when you are away from home.  For instance, if you or your child is studying at the local library and your laptop is stolen or damaged, the home insurance policy will provide funds to repair or replace it.  Policies also include liability protection that goes into effect if someone is injured on the property and claims that you were negligent. 

Home insurance protection also extends to any outbuildings or structures on the property.  This can include patios, gazebos and work sheds.  While home insurance policies provide a lot of financial protection for homeowners, they do not cover everything.  If the home is in a flood-prone area or the risk is even moderate, additional flood insurance will be needed.  Home insurance policies do not cover flood events.

At EasTex Insurance, we diligently work to ensure that our clients in the Tyler, TX area have the home insurance coverage they need.  Visit online then come into the offices to get the answers and the coverage you need.