How Often Should You Re-evaluate Your Auto Insurance Coverage?

Residents of Tyler, TX may be wondering how often they should have their auto insurance policy re-evaluated. At EasTex Insurance, the agents can go over your policy with you to determine whether any changes need to be made. In most cases, having your policy reviewed every couple of years is satisfactory enough to ensure you have the right amount of coverage in place at all times. 

Changes to Your Policy

Any time you make a change to your policy, such as adding a new driver or bundling your policy with your homeowner’s insurance, it’s important that you give your policy a good once over to determine you have all of the coverage you need. Depending on your circumstances, you may have more coverage than necessary.

Paid Your Car Off

If you have paid off your vehicle, you may not be required to carry comprehensive insurance anymore. If that’s the case, you may be able to drop your policy down to collision or PL/PD. While most people choose to retain their collision coverage, PL/PD is an option if you have an older vehicle.

Add or Remove A Vehicle

Adding a new vehicle to your policy or removing one when a child assumes their own coverage is also a good time for a re-evaluation of your policy.

At EasTex Insurance, residents of Tyler, TX, can rely on the agents to answer their questions and give them honest answers about their insurance needs. If you have experienced changes that involve buying a new or used vehicle or having a child move out on their own, you need to schedule an appointment to have your auto insurance policy reviewed. Call today and talk to a reputable agent!